Prosperus™ is a local program where you can learn the financial skills needed to build a stronger future for you and yours. From planning for day-to-day expenses to buying a home, together we’ll secure you a better tomorrow.
10 Homes and up to $26,500 for home purchase assistance1
Up to $26,500 in home purchase assistance*
We have 10 beautiful homes under construction from Home by Design, LLC for qualified borrowers.
Hurry and get prequalified today. The homes are first come, first served.
- With maximum assistance, cost of the homes are $119,500
- Choose the floor plan
- Choose the colors of your tile, paint on the inside/outside, carpet, granite and cabinet finish
- All major appliances included
It's quick and easy. Prequalify today!
Home Purchase Assistance
Whether it’s your first time buying a home or your third, preparation matters most.
When you complete our Financial Education and Homeownership seminar, you will receive a Certificate of Completion. If you’re a first time homebuyer, this certificate may qualify you for down payment assistance for up to two years after completing our Financial Education and Homeownership workshop.
Sign up for Homeowner Education Financial Workshop today.**
* The Home Purchase Assistance Program is on a first-come, first-served basis, and is subject to credit qualification, income criteria and periods of affordability.
The program is part of an NSPII grant from the United States Department of Housing and Urban Development.
To be eligible for the program, household income must be at or below 120 percent of area median.
(For example, in 2017 to receive up to $26,500 in home purchase assistance and up to 3% of purchase price in settlement costs, a family of four could have a gross income of $62,900 to be eligible at 120% of median income.)
The homeownership assistance also includes a minimum period of affordability determined by the amount of assistance a borrower receives: five years for up to $15,000, 10 years for more than $15K to $40K, and 15 years for more than $40K.
To be eligible, the borrower must attend a four-day Homeowner Workshop (FEH) from a HUD-approved housing-counseling agency, attend an NSPII orientation at EPAH, and pay a minimum of 3% of purchase price for down payment.
Other conditions apply.
Prosperus is a collaborative community-development initiative supported by GECU, El Paso Credit Union Affordable Housing LLC, El Paso Credit Union HOAP Inc., and other community partners.
For a complete listing of our community partners, visit our website at myprosperus.org.
**Prosperus may cancel or relocate scheduled classes as needed. Participants will be notified if there are any changes.
Please give 30 day notice if reasonable accommodations are needed for individuals with disabilities.